Why Gold Mine Plan?
Plan Ahead
Subscribe to plan for your
future high value purchases
For Special Moments
Plan for gifting on special
occasions like Birthdays, Weddings etc
Special Discounts
Pay 10 installments & get 100%
discount on the 11th installment
How it works?
3 easy steps to purchase the jewellery
of your dreams
1
Pay Monthly
10 month installments with
easy payment options
2
Get Special Discount
Get 1 monthly installment for
FREE in the 11th month
3
Redeem & Purchase
Redeem final amount after 11 months
and buy at any of our stores / online

Can be redeemed from 6th month onwards. Refer calculator below for details

Gold Mine Calculator
Slide or enter monthly installment amount
Rs. CHECK
You Pay
Rs.20,000
Special
Discount
Rs.2,000
Your total payment
(10 installments)
Rs. 20,000
Special Discount
(Equal to 1 month installment)
Rs. 2,000

You can buy
jewellery worth:
(in 11th month)
Rs.22,000
Early Redemption
6th Month
Rs. 10,500
Redemption in 6th month
Your total payment
(5 installments)
Rs. 10,000
Special Discount
(25% of one Installment value)
Rs. 500

You can buy jewellery worth:
(in 6th month)
Rs.10,500
8th Month
Rs. 15,000
Redemption in 8th month
Your total payment
(7 installments)
Rs. 14,000
Special Discount
(50% of one Installment value)
Rs. 1,000

You can buy jewellery worth:
(in 8th month)
Rs.15,000
If jewellery is more than Rs. 22,000, you just need to pay the difference amount at the time of purchase
Frequently Asked Questions
Redemption
  • Where can I buy?
    You can redeem at any of our stores in Delhi, Chandigarh, Mumbai, Chennai, Hyderabad & Mohali or you can redeem online after the tenure of the scheme.
  • What can I buy?
    You can purchase either plain gold jewellery or diamond/gemstone studded jewellery on BlueStone website/App or at any of our stores, but the redeemable amount cannot be used for purchasing Gold Coins & Solitaires.
  • Can I redeem and purchase before 11 months?

    Yes, you can redeem and purchase anytime. However, you will get special discount if you pay installments for atleast 5 months.
    Please refer the table below for details

    You Pay for Special Discount
    10 months 100% of one installment amount
    7 months 50% of one installment amount
    5 months 25% of one installment amount

    You will get special discount after 30 days from the last installment due date. You can redeem all your payments and special discount at the time of purchase.

  • If I pay for 10 months, when will I get special discount?
    You will get special discount after 11th month. For example: If you subscribe on 10 Jan 2019, you will get special discount on 10 Nov 2019. You can then redeem and purchase jewellery.
  • If I pay for 5 months, when will I get special discount?
    You will get special discount after 6th month. For example: If you subscribe on 10 Jan 2019, you will get special discount on 10 Jun 2019. You can then redeem and purchase jewellery.
  • What other benefits you get?

    Special Discounts on Birthdays / Anniversaries will be provided. That can be clubbed with the free installment for added benefit of the purchase.

    Plan Benefits (of 11th installment free) can be clubbed with existing website offer during redemption.

  • Can a friend / Relative redeem on my behalf?
    Only if you've nominated him/her at the time of enrolment, can he/she redeem the money on your behalf by completing the necessary mandatory processes.
Enrollment
  • Can I change installment amount after Enrollment?
    No, you can't change the amount after starting the Plan.
  • Who is a Nominee? Who can I nominate?
    In the event of the death of the account holder, the account is transferable only to the person who is nominated by the account holder in the enrolment form at the time of opening the account. Minors cannot be nominated.
Payment
  • Will I get a receipt / confirmation / online passbook after starting the Plan?
    Yes, you will receive the confirmation via Email, SMS and will be provided access to Online Passbook (Dashboard) to check your payments, status, installments paid, due dates etc.

    You can check your Online Passbook by doing the following:

    Login using email ID used to start the plan

    Check My Account (Gold Mine)

    Or Click on any of the Gold Mine 10+1 banners and then click on "Go to My Gold Mine" to check the Passbook.

  • What are the available payment options?
    There are multiple payment options: Netbanking, Credit & Debit Cards.
  • When to pay the first installment?
    The first installment will be paid during the time of enrolling, the payment cycle for the next installment will be 30 days from the first.
  • Will I get a confirmation / receipt after every installment?
    Yes you will get the confirmation on the Online Passbook, SMS, Email for every installment.
  • How can I see my payment status?
    You can login and click on Gold Mine Banner, then go to My Gold Mine, there will be a dashboard to check for payment status, due date, details etc.
  • Do I get any payment alerts?
    Yes, you will get Email, SMS reminders before the monthly due date.
  • What happens for delayed payment?
    If Payment is delayed for greater than 2 installments, 100% of the special discount will be deducted. (Basically you will not be eligible for special discount).
  • How do I know if my payment has been credited to my Gold Mine Account?
    You will receive a payment success Email, SMS and you can login in and check your payment status in My Gold Mine (Under My Account).
  • What happens if my payment fails?
    You can retry by logging in, then go to My Account, then go to My Gold Mine, then in the dashboard click on Pay Now for the payment which failed and retry. For more queries, contact our Customer Support.

NOTE: The subscription amount and benefits can be used towards the purchase of either diamond/gemstone studded jewellery or plain gold jewellery.

View all Terms & Conditions >>
For More Questions