Why Gold Mine Scheme?
Plan Ahead
Subscribe to plan for your
future high value purchases
For Special Moments
Plan for gifting on special
occasions like Birthdays, Weddings etc
Special Discounts
Pay 10 installments & get 100%
discount on the 11th installment
How it works?
3 easy steps to purchase the jewellery
of your dreams
1
Pay Monthly
10 month installments with
easy payment options
2
Get Special Discount
Get 1 monthly installment for
FREE in the 11th month
3
Redeem & Purchase
Redeem final amount after 11 months
to purchase the jewellery of your choice
Gold Mine Calculator
Slide or enter monthly installment amount
Rs.
You Pay
Rs.20,000
Special
Discount
Rs.2,000
Your total payment
(10 installments)
Rs. 20,000
Special Discount
(Equal to 1 month installment)
Rs. 2,000

You can buy
jewellery worth:
Rs.22,000
If jewellery is more than Rs. 22,000, you just need to pay the difference amount at the time of purchase
Frequently Asked Questions
Enrollment
  • Can I change installment amount after Enrollment?
    No, you can't change the amount after starting the scheme.
  • Who is a Nominee? Who can I nominate?
    In the event of the death of the account holder, the account is transferable only to the person who is nominated by the account holder in the enrolment form at the time of opening the account. Minors cannot be nominated.
Redemption
  • What can I buy?
    You can purchase either diamond/gemstone studded jewellery or plain gold jewellery on BlueStone website/App or at any of our stores, but the redeemable amount cannot be used for purchasing Gold Coins & Solitaires.
  • Till when can I redeem?
    You can redeem within 30 days after the end of the scheme (11th month), for any further queries on redeeming, kindly contact customer support.
  • Can a friend / Relative redeem on my behalf?
    Only if you've nominated him/her at the time of enrolment, can he/she redeem the money on your behalf by completing the necessary mandatory processes.
  • Can I redeem before the account gets matured?
    Yes, you can redeem before the 11th month (Maturity Cycle) by cancelling the scheme. However you wont get any Special discount for redeeming early, the redeemable amount will be equal to the amount accumulated till that date.
Payment
  • What are the available payment options?
    There are multiple payment options: Netbanking, Credit & Debit Cards.
  • When to pay the first installment?
    The first installment will be paid during the time of enrolling, the payment cycle for the next installment will be 30 days from the first.
  • How can I see my payment status?
    You can login and click on Gold Mine Banner, then go to My Gold Mine, there will be a dashboard to check for payment status, due date, details etc.
  • How and where will I get my Special Discount?
    After 10 months of payment, you will be credited with the Special Discount at the end of the 11th month, which can be redeemed with the rest of the accumulated amount (of 10 months).
  • Do I get any payment alerts?
    Yes, you will get Email, SMS reminders before the monthly due date.
  • What happens for delayed payment?
    If the payment is delayed once: 1/3rd of the Special Discount will be deducted, twice then 2/3rd and so on.
  • How do I know if my payment has been credited to my Gold Mine Account?
    You will receive a payment success Email, SMS and you can login in and check your payment status in My Gold Mine (Under My Account).
  • What happens if my payment fails?
    You can retry by logging in, then go to My Account, then go to My Gold Mine, then in the dashboard click on Pay Now for the payment which failed and retry. For more queries, contact our Customer Support.

NOTE: The subscription amount and benefits can be used towards the purchase of either diamond/gemstone studded jewellery or plain gold jewellery.

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